:root{--navy:#173f6b;--navy2:#0f3156;--blue:#438ef6;--aqua:#51d6d2;--pink:#ef4e93;--cream:#f3eee6;--warm:#fbf7f0;--ink:#163852;--muted:#5b6e7b;--line:#d8d2c8;--white:#fff;--shadow:0 18px 48px rgba(9,33,56,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:82px;background:var(--cream)}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.58 Geist,Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:Geist,Arial,sans-serif;color:var(--ink);font-weight:500;letter-spacing:-.032em}h1{font-size:clamp(36px,4.4vw,40px);line-height:1.03}h2{font-size:clamp(28px,3vw,30px);line-height:1.08}h3{font-size:21px;line-height:1.2}.shell{width:min(1160px,calc(100% - 48px));margin-inline:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:18px;top:18px;z-index:100;background:white;padding:10px 14px;border-radius:6px}.site-header{position:sticky;top:0;z-index:50;background:rgba(243,238,230,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(23,63,107,.12)}.nav-shell{width:min(1280px,calc(100% - 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scaleX(1)}}.svg-filters{position:absolute;pointer-events:none}.compact-split{display:flex;justify-content:space-between;align-items:center;gap:40px}.compact-split>div{max-width:790px}.compact-split p:not(.eyebrow){margin-top:10px;color:var(--muted)}.contact-bar{display:flex;align-items:center;justify-content:space-between;gap:40px}.contact-bar h2{font-size:32px}.contact-bar p:not(.eyebrow){margin-top:9px;color:#cedde5}.page-intro{padding:50px 0 5px}.page-intro h1{max-width:900px}.page-intro>div>p:not(.eyebrow){max-width:780px;margin-top:13px;font-size:16px}.section-navy p:not(.eyebrow),.contact-intro p:not(.eyebrow){color:#d7e4ec}.section-navy a{color:#9fe8e5}.finance-section{background:#e9f2f0;border-block:1px solid #d1ddd9}.finance-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}.finance-copy,.simulator-card{border-radius:12px;background:#fff;padding:22px;border:1px solid #cbd8d5}.finance-copy h2{font-size:29px}.finance-copy 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#cfc7bd}.approach-lines>div{display:grid;grid-template-columns:180px 1fr;gap:32px;padding:20px 0;border-bottom:1px solid #cfc7bd}.approach-lines h2{font-size:27px}.approach-lines p{color:var(--muted);max-width:780px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.trust-row>div{border-left:3px solid var(--blue);padding:8px 0 8px 15px}.trust-row>div:nth-child(2){border-color:var(--aqua)}.trust-row>div:nth-child(3){border-color:var(--pink)}.trust-row span{font-size:16px;font-weight:600;color:var(--navy)}.trust-row p{font-size:13px;color:var(--muted);margin-top:4px}.mna-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.mna-columns>div{border-top:3px solid var(--blue);padding-top:15px}.mna-columns>div:nth-child(2){border-color:var(--aqua)}.mna-columns>div:nth-child(3){border-color:var(--pink)}.mna-columns h2{font-size:26px}.mna-columns p{margin-top:10px;color:var(--muted)}.section-attachments{padding:36px 0;background:linear-gradient(135deg,#173f6b 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1fr;gap:12px}.field{display:flex;flex-direction:column;gap:6px}.field.wide{grid-column:1/-1}.field span{font-size:13px;color:#41abe4}.field input,.field select,.field textarea{width:100%;border:1px solid #d2cbc2;border-radius:7px;background:#fffdfa;color:var(--ink);padding:10px 11px;outline:none}.field textarea{resize:vertical;min-height:92px}.field.comments textarea{min-height:150px}.field input:focus,.field select:focus,.field textarea:focus{border-color:#4d93e7;box-shadow:0 0 0 3px rgba(67,142,246,.10)}.form-end{display:flex;align-items:center;gap:15px;margin-top:16px}.form-end p{font-size:11px;color:var(--muted)}.contact-aside{position:sticky;top:90px;padding:22px;border-radius:12px;background:linear-gradient(145deg,#173f6b,#164e69);color:white}.contact-aside h2{color:white;font-size:27px}.direct-email{display:inline-block;color:#a7eeeb;font-size:16px;margin:10px 0 16px}.contact-aside p{color:#d5e4eb;font-size:13px}.contact-aside hr{border:0;border-top:1px solid 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h3{font-size:14px;letter-spacing:0;margin:16px 0 6px}.legal h4{font-size:12px;margin:14px 0 5px}.legal p,.legal li{color:#4f6575;font-size:13px}.legal ul{padding-left:20px}.legal section{border-top:1px solid #d3ccc2;padding-top:12px}.legal .site-header,.legal .site-footer{font-size:initial}
@media(max-width:1060px){.site-header nav{gap:14px}.site-header nav a{font-size:11.5px}.hero-grid{gap:35px}.mna-columns{grid-template-columns:1fr 1fr}.mna-columns>div:last-child{grid-column:1/-1}}
@media(max-width:900px){.menu-toggle{display:block}.nav-shell{height:66px}.nav-shell nav{position:absolute;top:66px;left:14px;right:14px;display:none;flex-direction:column;align-items:stretch;gap:1px;background:#f8f3ec;border:1px solid #d2c9bd;border-radius:10px;box-shadow:var(--shadow);padding:10px}.nav-shell nav.open{display:flex}.nav-shell nav a{padding:10px 11px;border-radius:6px}.nav-shell nav a[aria-current="page"]{background:#ebe4da}.nav-shell nav a[aria-current="page"]:after{display:none}.hero-grid,.iceberg-grid,.iceberg-grid.reverse,.finance-grid,.contact-grid{grid-template-columns:1fr}.hero-note{max-width:660px}.iceberg-grid.reverse .iceberg-live{order:2}.iceberg-grid.reverse .iceberg-copy{order:1}.contact-aside{position:static}.document-grid{grid-template-columns:1fr}.trust-row{grid-template-columns:1fr}.mna-columns{grid-template-columns:1fr}.mna-columns>div:last-child{grid-column:auto}}
@media(max-width:640px){.shell{width:calc(100% - 28px)}.nav-shell{width:calc(100% - 22px)}.brand img{width:36px;height:36px}.brand b{font-size:17px}.brand small{font-size:7px}.hero-grid{padding:39px 0 35px;gap:25px}.hero-lead{font-size:16px}.section{padding:28px 0}.page-intro,.contact-intro{padding:27px 0 24px}.compare{grid-template-columns:1fr}.compare>div{padding:22px 0}.compare>div+div{border-left:0;border-top:1px solid #cfc7bd;padding-left:0}.compact-split,.contact-bar,.form-end,.footer-main{flex-direction:column;align-items:flex-start}.contact-bar{gap:18px}.mission-list>div{grid-template-columns:1fr;gap:8px;padding:16px 0}.mission-list strong{text-align:left}.approach-lines>div{grid-template-columns:1fr;gap:6px;padding:16px 0}.finance-copy,.simulator-card,.contact-form{padding:18px}.amount-row{grid-template-columns:1fr auto}.amount-row button{grid-column:1/-1}.form-grid,.micro-grid{grid-template-columns:1fr}.doc-preview{height:240px}.footer-links{gap:12px}.iceberg-grid{gap:25px}.iceberg-copy h2{font-size:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.water-light{animation:none!important}.iceberg-live img{filter:none!important;transform:none!important}}

/* V10 — corrections de recette 23/09/2026 */
.editorial-intro>p:not(.eyebrow)+p{margin-top:10px}
.finance-copy h2{font-size:clamp(30px,3vw,38px);line-height:1.08}
.finance-copy .eyebrow{font-size:12px;margin-bottom:10px}
.finance-copy p{font-size:15px;line-height:1.58}
.sim-title strong{font-size:13px;font-weight:600}
.simulator-result{font-size:14px}
.simulator-result .interest-only{display:flex;align-items:baseline;justify-content:space-between;gap:18px;padding:5px 0}
.simulator-result .interest-only strong{font-size:20px}
.mission-list-stacked{border-top:1px solid #cfc7bd}
.mission-list-stacked article{display:block;padding:18px 0;border-bottom:1px solid #cfc7bd}
.mission-list-stacked h3{font-size:20px;font-weight:550}
.mission-list-stacked p{max-width:900px;margin-top:7px;color:var(--muted);font-size:14.5px;line-height:1.52}
.mission-list-stacked .mission-price{display:inline-block;margin-top:10px;padding:4px 8px;border-radius:5px;background:#e7eef4;color:var(--navy);font-size:12.5px;font-weight:600}
.mission-list-stacked .mission-highlight{padding:18px 0px!important;background:linear-gradient(90deg,rgba(67,142,246,.06),rgba(100,214,211,.07))}
.page-intro h1{font-size:clamp(34px,4vw,50px)}
.section-attachments h1{font-size:clamp(40px,5vw,60px)}
.iceberg-reveal{position:relative;overflow:hidden;border-radius:14px;aspect-ratio:16/10;background:#082d49;box-shadow:0 20px 46px rgba(0,0,0,.2);isolation:isolate}
.iceberg-photo{position:absolute;inset:0 0 38% 0;overflow:hidden;z-index:0;background:#c9dce5}
.iceberg-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 56%;transform:scale(1.018);animation:icebergPhotoMove 16s ease-in-out infinite alternate}
.iceberg-underwater{position:absolute;left:0;right:0;top:59%;bottom:0;overflow:hidden;z-index:1;background:linear-gradient(180deg,#3d839f 0%,#1f6685 22%,#124d70 52%,#0a3658 100%)}
.iceberg-underwater-ghost{position:absolute;left:6%;top:-74%;width:88%;height:190%;object-fit:cover;object-position:center 72%;transform:scaleY(-1) scale(1.02);filter:blur(1.1px) saturate(.72) contrast(.94);opacity:.48;mix-blend-mode:screen}
.iceberg-waterbody{position:absolute;inset:0;background:linear-gradient(180deg,rgba(197,242,240,.18) 0%,rgba(103,190,200,.10) 20%,rgba(11,67,105,.20) 58%,rgba(3,32,58,.34) 100%),repeating-linear-gradient(178deg,rgba(255,255,255,.035) 0 1px,transparent 1px 17px);z-index:2;animation:waterMatter 9s ease-in-out infinite}
.iceberg-curtain{position:absolute;left:0;right:0;top:0;bottom:0;background:linear-gradient(180deg,rgba(3,30,53,.46),rgba(3,27,49,.78));backdrop-filter:blur(1.4px) saturate(.8);z-index:3;animation:revealCurtain 16s ease-in-out infinite}
.iceberg-curtain:before{content:"";position:absolute;left:0;right:0;top:-18px;height:36px;background:linear-gradient(180deg,transparent,rgba(114,218,216,.15) 42%,rgba(203,249,247,.25) 52%,rgba(114,218,216,.10) 64%,transparent);filter:blur(1px);opacity:.92}
.iceberg-waterline{position:absolute;left:0;right:0;top:58.5%;height:18px;transform:translateY(-50%);z-index:5;background:radial-gradient(ellipse at 12px 7px,rgba(232,255,254,.64) 0 18%,rgba(152,237,234,.50) 20% 33%,transparent 36%) 0 0/46px 14px repeat-x,linear-gradient(180deg,rgba(255,255,255,.10),rgba(145,232,230,.34) 45%,rgba(38,128,156,.24) 65%,transparent);filter:drop-shadow(0 2px 5px rgba(55,172,185,.22));opacity:.92;animation:waterSurface 5.8s ease-in-out infinite}
.iceberg-waterline:after{content:"";position:absolute;left:-5%;right:-5%;top:7px;height:2px;background:linear-gradient(90deg,transparent,rgba(218,253,251,.70) 10%,rgba(255,255,255,.88) 48%,rgba(194,248,245,.72) 88%,transparent);opacity:.75}
.iceberg-label{position:absolute;z-index:7;padding:7px 11px;border-radius:999px;background:rgba(7,41,66,.72);border:1px solid rgba(255,255,255,.25);color:#fff;font-size:11px;letter-spacing:.02em;backdrop-filter:blur(6px);box-shadow:0 8px 18px rgba(0,0,0,.16)}
.iceberg-label.emerged{left:18px;top:16px;opacity:1;font-weight:500}
.iceberg-metric{position:absolute;right:18px;top:66%;z-index:7;min-width:230px;padding:9px 12px;border-radius:10px;background:rgba(5,37,61,.74);border:1px solid rgba(255,255,255,.22);color:white;backdrop-filter:blur(7px);box-shadow:0 10px 22px rgba(0,0,0,.16);opacity:0;text-align:right}
.iceberg-metric strong{display:block;font-size:12px;font-weight:600;letter-spacing:.02em}
.iceberg-metric small{display:block;margin-top:2px;font-size:9.5px;line-height:1.3;color:#cfe7ed}
.iceberg-metric.m90{animation:metric90 16s ease-in-out infinite}
.iceberg-metric.m75{animation:metric75 16s ease-in-out infinite}
.iceberg-metric.m55{animation:metric55 16s ease-in-out infinite}
.iceberg-metric.m30{animation:metric30 16s ease-in-out infinite}
@keyframes icebergPhotoMove{0%{transform:scale(1.018) translateY(-1px)}50%{transform:scale(1.028) translateY(3px)}100%{transform:scale(1.02) translateY(0)}}
@keyframes revealCurtain{0%,18%{top:0}35%,48%{top:16.67%}58%,71%{top:38.89%}82%,92%{top:66.67%}100%{top:0}}
@keyframes metric90{0%,22%{opacity:1}28%,100%{opacity:0}}
@keyframes metric75{0%,20%{opacity:0}25%,46%{opacity:1}52%,100%{opacity:0}}
@keyframes metric55{0%,43%{opacity:0}49%,69%{opacity:1}75%,100%{opacity:0}}
@keyframes metric30{0%,67%{opacity:0}73%,92%{opacity:1}100%{opacity:0}}
@keyframes waterSurface{0%,100%{transform:translateY(-50%) translateX(-.3%)}50%{transform:translateY(-50%) translateX(.4%)}}
@keyframes waterMatter{0%,100%{transform:translateY(0)}50%{transform:translateY(4px)}}
@media(max-width:640px){.mission-list-stacked article{padding:15px 0}.mission-list-stacked .mission-highlight{padding:15px 0px!important}.iceberg-label{font-size:10px}.iceberg-metric{right:10px;min-width:195px;padding:8px 10px}.iceberg-metric strong{font-size:11px}.iceberg-metric small{font-size:9px}.finance-copy h2{font-size:30px}}
@media(prefers-reduced-motion:reduce){.iceberg-photo img,.iceberg-waterbody,.iceberg-curtain,.iceberg-waterline,.iceberg-metric{animation:none!important}.iceberg-curtain{top:66.67%}.iceberg-metric{opacity:0}.iceberg-metric.m30{opacity:1}}

/* V10 — identité/focus validés + non-régression simulateur */
.identity-section{padding:30px 0;background:#f7f1e9;border-bottom:1px solid #d7cec3}.identity-block{max-width:1030px}.identity-block>p:not(.eyebrow){font-size:15.5px;line-height:1.58;color:#354f62}.identity-block>p:not(.eyebrow)+p{margin-top:9px}.identity-block strong{color:var(--navy);font-weight:600}.simulator-result .sim-line strong{max-width:64%;text-align:right}.simulator-result .interest-only{border-top:1px solid #dbe4e1;margin-top:4px;padding-top:10px}
@media(max-width:720px){.identity-section{padding:24px 0}.identity-block>p:not(.eyebrow){font-size:15px}.simulator-result .sim-line{display:block}.simulator-result .sim-line strong{display:block;max-width:none;text-align:left;margin-top:2px}}

/* V11 — simulateur : modalités habituelles des 20 000 premiers euros + coût total */
.simulator-result .total-cost{border-top:1px solid #c9d8d4;margin-top:4px;padding-top:10px}
.simulator-result .total-cost strong{font-size:17px}
.simulator-result .sim-note{margin-top:3px;padding-top:8px;border-top:1px solid #e2e9e7;color:var(--muted);font-size:11px;line-height:1.45}


/* V15 — harmonisation éditoriale V2 + respiration PC/iPhone, identité crème conservée */
:root{--reading:760px}
.hero-copy h1{max-width:880px;text-wrap:balance}.hero-lead{max-width:760px;line-height:1.62;margin-top:24px}
.identity-block{max-width:1160px;}.identity-block>p:not(.eyebrow){max-width:900px;line-height:1.64}
.editorial-intro{max-width:980px}.editorial-intro>p:not(.eyebrow):not(.positioning-argument){max-width:820px;line-height:1.65}.positioning-argument{margin:10px 0 13px;color:var(--navy);font-family:"Geist",Arial,sans-serif!important;font-size:20px;line-height:1.3;font-weight:600}
.inline-proof{gap:8px;margin-top:17px}.inline-proof span{background:rgba(255,255,255,.62);border:1px solid rgba(21,91,104,.28);color:var(--navy);box-shadow:none}
.section{padding-top:34px;padding-bottom:34px}.identity-section{padding:27px 0}.compare{gap:22px;position: relative;left: -6px;}.compare>div{padding:22px 23px;border-radius:14px;background:rgba(255,255,255,.36);border:1px solid rgba(14,57,73,.10)}
.iceberg-grid{grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);gap:59px;align-items:center}.iceberg-grid.reverse{grid-template-columns:minmax(0,1.18fr) minmax(0,.82fr)}.iceberg-copy{min-width:0}.iceberg-copy p{max-width:580px}.iceberg-reveal{width:100%;max-width:100%;min-width:0;min-height:0}.iceberg-label{font-size:12px}.iceberg-metric{min-width:250px}.iceberg-metric strong{font-size:13px}.iceberg-metric small{font-size:10.5px}
@media(min-width:1100px){.shell{max-width:1180px}.hero-grid{gap:44px}.hero-note{max-width:420px}}
@media(max-width:900px){.section{padding-top:30px;padding-bottom:30px}.hero-grid,.iceberg-grid,.iceberg-grid.reverse{grid-template-columns:1fr}.iceberg-reveal{width:100%;max-width:720px;min-height:0;margin:4px auto 0}.iceberg-copy{max-width:720px;min-width:0}}
@media(max-width:640px){.shell{padding-left:20px;padding-right:20px}.section{padding-top:25px;padding-bottom:25px}.identity-section{padding:22px 0}.hero-copy h1{font-size:clamp(34px,10vw,46px);line-height:1.04}.hero-lead{font-size:16.5px;line-height:1.58;margin-top:19px}.hero-actions{gap:9px}.hero-actions .btn{width:100%;justify-content:center}.identity-block>p:not(.eyebrow),.editorial-intro>p:not(.eyebrow):not(.positioning-argument){font-size:15.5px;line-height:1.62}.positioning-argument{font-size:20px}.compare{gap:12px}.compare>div{padding:17px 16px}.inline-proof{gap:7px}.inline-proof span{padding:8px 10px;font-size:12px}.iceberg-grid{gap:18px}.iceberg-reveal{width:100%;max-width:100%;min-width:0;min-height:0;margin-left:0}.iceberg-label{font-size:11px;left:10px}.iceberg-metric{right:8px;min-width:215px;padding:8px 9px}.iceberg-metric strong{font-size:12px}.iceberg-metric small{font-size:10px;line-height:1.35}}

/* ============================================================
   CORRECTIF ACCUEIL — 02/10/2026
   Référence claire conservée. Correction strictement localisée.
   1) iPhone / <=640 px : même retrait pour Exploité et Dormant.
   ============================================================ */
@media(max-width:640px){
  .compare>div,
  .compare>div+div{
    padding:17px 16px;
  }
  .compare>div+div{
    border-left:0;
    border-top:1px solid #cfc7bd;
  }
}